A Guide to finding Health Insurance Coverage in Nevada-

Are you uninsured? You are not alone...Millions of Americans are without Health Insurance, and there are 1,000's of reasons why! Some folks lost their Insurance when they lost their jobs, while others that are still employed are getting their benefits cut or "rated-up" so high they simply cannot afford it any longer. Whatever the reason may be, sometimes finding quality Nevada Health Insurance can be hard!

That's where we come in!!! Hopefully this guide will help you understand that there several alternatives to explore that you never knew about. Quality Nevada Health Insurance can be found, you just have to educate yourself a little bit more...

1. If you are looking for Health Insurance but can't get it through your employer- Every Nevada citizen has the right to search for quality Nevada Health Insurance. You should shop carefully and get side-by-side comparisons of all of the available Nevada Health Insurance plans that are available in your area. Make sure to ask questions such as: What are the covered services; What are my deductibles, copayments, out-of-pocket maximums, what is the provider network, etc. Then find an Independent Agent such as ourselves to give you an unbiased opinion of the best plans/pricing available to you today...

2. State Pharmacy Assistance Programs- Nevada has a program to help qualifying Individuals with their prescription drug costs. You must be at least 62 years of age and meet the program's income requirement levels. If you would like to find out more information on these programs, you ask your pharmacist or call Senior Rx @ (866) 303-6323 or the Elder Care Hotline @ (800) 243-3638. You may also visit the website at www.nevadaseniorrx.com . You may also be eligible for a free/discounted Rx drug program through the drug manufacturer..You may view these programs at www.rxassist.org or www.needymeds.com .

3. HIPPA laws and regulations- HIPPA (Health Insurance Portability and Accountability Act) is a federal law that may give you the right to purchase Nevada Health Insurance. It prohibits Insurance Companies from refusing to cover a "health issue" you already have (pre-existing condition). To be eligible, you must meet the following requirements: Had at least 18 months of prior coverage ending with coverage that was employer sponsored; used up any COBRA or State continuation coverage; had no gaps in coverage in the past 63 days. If you do meet these requirements, you may be eligible for Nevada Health Insurance (call us now for the details @ (888) 335-9635


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